In 2024, Chief Executive Officer Fred Assini commemorated his 37th year in the real estate industry. Since assuming leadership at Alpha Tech Lending in 2019, he has transformed it into a leading nationwide private asset-based lender. Established in 2007 in the Northeast United States, Alpha Tech Lending has since expanded its reach nationwide, with dual headquarters in New York and Boca Raton, Florida.

Facilitating Successful Projects

Fred's strategic vision over the past five years has been pivotal in driving Alpha Tech Lending's growth. He and his team are dedicated to simplifying the complex lending process for their clients by offering timely feedback, tailor-fitted loan solutions, transparent terms, and dedicated support.

Alpha Tech Lending provides various specialized loan programs, including Fix & Flip, New Construction, DSCR 1-4, DSCR 5+, Bridge Loans, and Tru No Doc Loans. These programs cater to various aspects of real estate investment and development, from property purchases and renovations in the Fix & Flip program to competitive funding for new constructions.

Tailored Loan Solutions

The company stands out for its DSCR Loans, designed to buy or invest in properties based on their projected rental income. Alpha Tech Lending is exceptionally skilled in structuring DSCR Loans for more complex residential, mixed-use, and commercial ventures. They also offer tailored financing for commercial properties, including offices, retail spaces, warehouses, self-storage, and automotive facilities.

Their Bridge Loan program offers a vital stopgap financing solution for clients transitioning to traditional funding sources, providing them with the necessary interim capital. Meanwhile, the Tru No Doc Loan program emphasizes asset value over borrower creditworthiness, securing loans based on the collateral rather than the borrower's financial standing.

Alpha Tech Lending also empowers mortgage brokers and consultants working with real estate investors through its Registered Broker Partner Program, enhancing their business prospects with access to diverse financing options and a robust compensation model.

Fred's Real Estate and Financing Experience

Fred Assini's career began with the founding of First Rehab Lending in 2012. This endeavor focused on short-term commercial loans for residential real estate speculators, investors, and builders. It prioritized rapid service delivery, crucial for investment success in the fast-paced real estate market.

Before Alpha Tech Lending, Fred established Franklin First Financial at 27, which he led until December 2018. Under his guidance, Franklin First expanded to a nationwide operation licensed in 40 states and was recognized as a top mortgage originator. His leadership was integral to developing diverse financial products and adopting advanced technologies that propelled the company's growth.

Community Engagement and Personal Life

Assini is also highly active in community service, sponsoring numerous local and national charity events and contributing generously to various causes. Outside of his professional life, he enjoys spending time with his family, golfing, traveling, and maintaining a commitment to fitness and wellness.

Born in Brooklyn, New York, Fred completed his foundational education in finance at Saint John's University, setting the stage for his distinguished career in private lending.

Fred Assini remains a prominent figure in real estate financing, known for his strategic acumen, leadership, and dedication to his clients and community.

How Fred Assini’s Alpha Tech Lending Supports Real Estate Professionals